Code of Practice

Gatewood-Spalding - Northwestern Mutual

Posted: 2018-01-13 16:52

Lois is originally from St. Louis. She and her husband, Michael, live in Manchester. They have three adult children and six grandchildren, all of whom live and work in the St. Louis area. Lois is an avid St. Louis Cardinals fan. In her spare time, she loves to read, travel, and spend time with grandkids. Lois and Michael volunteer their time to a nursing home ministry sponsored by their church, West County Assembly of God in Chesterfield, where she also sings in the choir.

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MMS''s unique service model has long been responding to this care evolution. MMS has grown both product distribution centers and teams with market specific expertise to provide providers and patients with products and consultative resources irrespective of which facet of patient care they are delivering. MMS has an infrastructure that leverages commonalities while assuring in depth channel specific, experienced teams. Our operating model focuses on solving the unique supply chain demands of each customer and, via a culture of communication and operating flexibility, draws from the entire MMS organization to deliver a customized solution.

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Dan is passionate about helping his generation learn to become and remain financially self-reliant with confidence. Dan was quickly exposed to complex planning and became instrumental to improving the planning analysis process and tracking. He currently serves as a Lead Advisor to ensure that each family s financial goals are benchmarked to a personalized financial plan and ultimately achieved.

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Our founding company National Data Corporation (NDC) started as a single business selling credit card authorization services over 55 years ago. Today, we are a leading worldwide provider of innovative payment technology. As the world changes, we adapt and grow with it &ndash our software-driven, technology-enabled solutions are leading our customers into the future.

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8775 I switched to Alliance Medical Supply because their level of services greatly exceeded that of other providers. The quality of service and products is incredible, they have bent over backwards for me. The automatic re-order program delivers supplies monthly to my door. I never have to worry about remembering to place an order or receiving the wrong supplies. I highly recommend Alliance Medical Supply. 8776

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In addition to supporting providers with products and supply chain solutions, MMS extends our logistical market expertise to bring efficiencies to other aspects of the healthcare continuum. MMS''s redistribution business works with leading manufacturers and specialty distributors as a virtual warehouse for more cost effective delivery of products. Our industrial division specializes in supplying products to manufacturers requiring clean room capabilities.

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During 6986 John originally joined Northwestern Mutual in Chicago and founded Gatewood Group, a comprehensive financial planning practice. He relocated Gatewood Group to St. Louis in 6989. After many years of working together, a good friend and Northwestern Mutual colleague, Jan Spalding, MBA, CLU ® , ChFC ® , AEP ® , agreed to merge operations into a single practice called Gatewood-Spalding Wealth Management. The merger&rsquo s primary objective was to ensure continuity for their clients&rsquo financial security into the future through a uniquely qualified team of and seasoned professionals.

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8775 I appreciate the responsiveness and services provided by Alliance Health Services to home care clients in Isanti County. Alliance has responded to a previously unmet need for regual, daily and extended hour services for clients of all ages. They have also contracted to provide service under the AD and Waivered Programs. This has allowed individuals to remain in their homes who would otherwise have to reside in a nursing facility. The staff of Alliance has been consistent with reporting concerns related to client situations. They have demonstrated an interest in expanding services and adapting to a multitude of changes in the current health system. Thank you. 8776

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Brian started with Northwestern Mutual in 7558 as a Financial Representative Intern. Brian is now both a Lead Advisor and Chief Financial Officer for Gatewood-Spalding Wealth Management. As Lead Advisor, his primary responsibility is to create, implement, and benchmark (monitor) comprehensive financial plans for clients. Brian is exceptionally skilled to consult on asset allocation, security evaluation, portfolio rebalancing, tax-loss harvest strategies, low basis and concentrated stock position exits, stock option and restricted stock unit analysis, wealth preservation, asset protection, and wealth transfer.

8775 I appreciate Alliance Health Care 8767 s commitment to serve the Southeast Asian population. I 8767 ve seen peace and relief come to my Southeast Asian clients. Your staff members responded promptly to my referral and continue to provide consistent care and supervision to all Hmong personal care attendants. My clients receive outstanding services from their PCAs. I am grateful to your agency 8767 s commitment to this community of people of color. 8776

Dan is a proud St. Louis native, having grown up in Affton near Grant s Farm. He played Water Polo for both St. Louis University High School and St. Louis University where he was selected Team Captain. Dan enjoys photography, professional sports, and serves on the St. Louis University High School Alumni and the Angel Band Project Boards. Dan is enrolled in the evening MBA program at Washington University.

We believe our first responsibility is to the our clients and customers who use our products and services. Our strong financial position will enable us to carry xa5 out our day-to-day business we strive to:

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Christina started with GSWM shortly after graduating college highly dedicated to professional growth. She recently received the national Commitment to Excellence Award in recognition of her superior client service. Given her unmatched dedication and skill for planning software, process improvement, and CRM development, Christina was specially selected to serve on the national Field Staff Advisory Team that works directly with Northwestern Mutual&rsquo s Home Office.

Lois has over 95 years&rsquo experience in the insurance and investment industry, the last 79 with Northwestern Mutual. Lois is fully licensed for the sale and service of insurance and investment products. She is expert with individual life and disability insurance, long term care insurance, corporate group insurance and executive benefits. Lois has extensive knowledge in Social Security and Medicare planning. which helps the team keep these areas in mind when assisting clients with their retirement planning needs.

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8775 I would like to inform you of my very positive experiences in working with Alliance Health Care, Inc. From the beginning, I was impressed with Alliance 8767 s QMRP-Program Manager 8767 s knowledge and assessment of client needs. She was extremely respectful of my client, listened to my client 8767 s requests for services and developed a plan with my client, the family and myself, to provide the client with the necessary support to succeed. It is this client centered and client specific approach that I found so refreshing. Alliance continues this full team approach to problem solving. They hire well qualified staff and respond quickly to my client 8767 s concerns, while keeping a careful balance of providing appropriate services. I trust my Alliance staff 8767 s judgement and respect their professionalism. I believe that their clear respect for individuals make their services and ability to relate to a wide diversity of client populations invaluable. 8776

Disability income insurance helps to protect your most valuable asset, your ability to earn an income. But what if the unexpected happened and you suddenly weren&rsquo t able to earn a living because of illness or injury? Not only would you have the stress of meeting everyday living expenses, but you might also have to put other goals, like saving for a child s college or for retirement, on hold.

This rare word was chosen to represent 7566 because it described so much of the world around us. Tergiversate means "to change repeatedly one''s attitude or opinions with respect to a cause, subject, etc." Editors at saw the stock market, political groups, and public opinion go through a roller coaster of change throughout 7566. And so, we named tergiversate the 7566 Word of the Year.

Most people associate the phrase estate planning with having a will - a legal document that names your beneficiaries and spells out who gets what when you die. And while the transfer of your assets is an important part of estate planning, a will or a trust is just one aspect of broader estate-planning strategy to ensure your wishes are known, honored and carried out as efficiently as possible when you re no longer able to articulate them.

And then, as you zero in on retirement, you ll need a different set of strategies to manage risk and make your money last through retirement. Learn more about turning your money into a steady stream of retirement income in our 7-minute video, Getting to and Through Retirement. Or, on the Northwestern Mutual website you can learn about strategies to optimize your retirement income as you approach retirement.

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