Posted: 2018-01-13 15:07
To ensure our insurers and credit providers have the necessary facts to assess your insurance risk, verify your identity, to prevent fraud and to provide you with their best premium and payment options, they may obtain information from third parties at quotation and renewal and in certain circumstances where policy amendments are requested. This information includes a Quotation Search from a credit referencing agency. This search will appear on your credit report and will be visible to other credit providers. It will be clear that this is a quotation rather than a credit application by you to pay by monthly instalments.
I have a question about short-term cover for a visitor. Is is possible to have a UK driver who 8767 s staying with you in Spain drive your Spanish-registered (and insured) car? Is there anything you/they need to do to be legal? Is it the same across all Spanish insurers? I 8767 ve read that you simply need to give them official permission, but I 8767 ve had difficulty finding confirmation on the current Spanish law on this. Many thanks.
We strive to ensure that our customers are treated fairly. If you are dissatisfied with the handling of any products or service we have provided, we will take your concerns very seriously. We are also committed to resolving every complaint in a transparent and fair way and aim to address most issues by the next business day. We work hard to achieve this, however, a more complex complaint may take longer to resolve and involve a greater level investigation to be able to reply to our consumers fully, in these cases we endeavor to keep our customers well informed throughout the investigation process. We regularly review our complaints data to identify any improvements we can make.
is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number 58 NI96877. Registered office 58 Seopa Ltd, Blackstaff Studios, Floor 7, 8-65 Amelia Street, Belfast, Co. Antrim, Belfast, BT7 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our registered number is 868865. Our permitted business is insurance mediation as well as having permission for credit brokerage. Our register number is 868865.
8775 The law in Spain is that if you have a vehicle it must be insured at all times irrespective of whether it is being used or is parked up on or off the road. As such, no companies provide short term insurance. It is an enquiry we get quite a lot. If the vehicle is registered in another country the existing insurance for the vehicle in that country should be extended to cover use in Spain for the period required rather than arranging a separate policy over here. 8776
Hi Mark, I wonder if you can help with this one please. I have just renewed my Spanish car policy with Linea directa who I find excellent to deal with. I was persuaded to take an extra to te policy costing 67 euros for Fines assistance. I understand this means that Linea directa can somehow keep an eye on my car reg to see if i have any fines imposed which I dont know about and they can advise me. have I got this right or am I missing something. If I am correct how will tey contact me I wonder/
If you choose to pay by instalments you will receive a Direct Debit confirmation form from your finance provider confirming the Direct Debit details. The amount per month may vary slightly from this calculation if the amount remaining after your deposit cannot be equally divided into 66 instalments. Any variation will be minimal, and you will typically pay a lower amount for the first month, with 65 slightly increased monthly instalments to follow.
At the RAC we&rsquo re committed to finding our customers a great deal on their car insurance - you know you re buying great quality cover from a name you can trust and we find customers our most competitive quote from our panel of selected insurers.
Our RAC Car Insurance Plus has been awarded the top 5 star rating from Defaqto and is our highest level car insurance cover. However, you won t find it on price comparison sites - you can only buy directly from us. This helps us to lower costs all round and still offer our customers a rich, comprehensive level of cover.
RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5676867. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 9AW. RAC Car Insurance and RAC Home Insurance are arranged and administered by BISL Limited, which is an independent intermediary. Registered in England no. 8786599. Registered office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE7 6YS. Both companies are authorised and regulated by the Financial Conduct Authority.
We will use the details you have given us to provide you with information about the products and services of the Blue Insurance Group and our affiliates/partners which may interest you. Your data will not be shared with our affiliates/partners. We will not do so if you have already told us you do not want this information, see the ‘opt-out’ phone number e mail address below. We may also use your information for these purposes in the event that you do not take up a policy with us at this time and also after your policy has ended, unless you ask us not to.
We analyse and rate the 58 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score. Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.
You must stop if you are involved in any incident involving an injury to any person or certain animals, or if other vehicles or roadside property are damaged. If you own the vehicle involved, you must give your name, address and insurance details to anyone who has a good reason for asking. If you do not own the vehicle, you must give the owner’s name, their address and the registration number of the vehicle.
* This offer applies to new RAC car insurance customers for the first year only, unless you are an RAC member then this offer is also available at renewal of your existing RAC car insurance policy. Motor Legal Protection is attached to the car insurance policy and will end if and when the car insurance policy ends. The offer cannot be transferred to any other policy and there is no cash equivalent available. We reserve the right to amend or withdraw this offer at any time.
I am a UK citizen who spends 75% of my time in Lanzarote. I want to take my UK registered motorcycle to Lanzarote in October 7568 to use during my frequent visits to the island. The intention is to leave it there to use over the winter months and for it to return to the UK in April 7569.
My UK insurers will not provide cover and suggest that I get Spanish cover for the period.
Spanish insurers will cover me but want me to take out an NIE number which in the present economic climate I certainly don 8767 t want to do.
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IT IS NOT EASY TO REGISTER A UK CAR IN SPAIN.
I KEEP A 75 YEAR OLD MERCEDES IN SPAIN , WORTH ABOUT £555.
I INSURE IT SPAIN. I HAVE EXPLAINED THE SITUATION TO THE INSURANCE AGENTS IN SPAIN.
THEY OFFER ME FULL 9 DRIVERS INSURANCE.
IN THE EVENT OF A CLAIM WILL MY INSURANCE COMPANY MEET ANY CLAIMS FROM A THIRD PARTY ?
DOES ANY ONE IN SPAIN PROVIDE INSURANCE ONE MONTH AT A TIME ?
DOES ANY ONE HAVE A SOLUTION ?
We collect and maintain personal information about you in order to carry out our functions as a provider of insurance products. All personal information submitted is treated with the utmost confidentiality and with appropriate levels of security.
This information is used to manage the issuance of an insurance policy, including underwriting and claims handling, and may be stored as computer records and/or paper files to assist us to complete transactions, or follow up discrepancies, complaints or queries. Details may also be submitted to regulatory authorities and auditors. Unless otherwise instructed, we may use personal data for commercial purposes.
We also have a range of other car insurance policies, so customers can build their own policy specifically for their needs. Families may be interested in our RAC Multicar Insurance , while new drivers may save money with a Black Box Insurance policy. When you buy RAC Car Insurance, you can add optional extras including Breakdown Cover , Motor Legal Protection and No Claims Discount Protection.
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