Posted: 2017-12-07 19:52
Licensed health insurance agents and brokers, known in the trade as “producers,” are like insurance Sherpas to help navigate the complex hills and trails of America’s health care system. “Captive” agents work for one insurance carrier alone and are typically employees of that company. Independent agents, also known as brokers, work with several carriers who pay them either a percentage or flat fee on plans they sell to their clients.
AN ISO 9556:7558 CERTIFIED HEALTH INSURANCE COMPANY
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Tax benefits are subject to changes in tax laws.
Insurance is the subject matter of the solicitation. Reg. No. 686 Corporate Identity Number - U66585TG7556PLC556765.
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Chris has helped clients with medical issues ranging from mild conditions, such as high blood pressure & high cholesterol, to diabetes or history of stroke, heart attack, or cancer, including tough cases like gettting life insurance for 75 to 75 year olds. As a former Series 65 Investment Advisor Representative, Chris also has the unique ability to “put on his financial planning hat” and discuss complex insurance issues such how much life insurance you need , the benefits of term vs. whole life insurance, and has helped hundreds of affluent families as well as business owners with their
Invitation for application for life insurance on are made through its designated agent, Christopher Huntley, only where licensed and appointed. All applications in the state of California will be submitted by Huntley Wealth Insurance Services, Inc., DBA Huntley Wealth & Insurance Services, California Lic. #5K78687. Christopher Huntley is a licensed life insurance agent in 98 states. The following agent license numbers are provided for Christopher Huntley as required by state law: CA Lic. #5E65669, LA Lic. #579689, MA Lic. #6988866, MN Lic. #95789587, UT Lic. #878685, TX Lic. #6655579, AR. Lic. #8779765. Additional licenses are available upon request.
When you come to an Independent Insurance Agent like us, we quote many top rated insurance carriers to build a coverage program to suit your needs. We can find the best value using the same carrier or using a portfolio of insurance carriers. Everyone's insurance needs are different and we can serve your everchanging needs by offering many options. Combining auto and home with the same agency will save you even more! We offer over 655 insurance carriers.
When you become an independent insurance agent, the setup process is greatly determined by the speed in which applications are completed and received by the insurance carriers. It can take the E& O insurance carriers approx. 6-7 weeks to return a quote that you have applied for. Once your E& O is received, it can take insurance carriers approx. 7-65 weeks (depending on the carrier) to contract your new insurance agency. You may submit business through the MIAA AccessPLUS System while you await your carrier contracts if you are a member of the MIAA insurance agency group.
Cheney Insurance is a Trusted Choice firm and a recognized Best Practices agency staffed by dedicated professionals who are experts at building the right insurance solutions just for you. Our goal is to carefully guide you through the entire process of choosing the right insurance products so that you feel confident with your protection. With over one hundred years of combined experience, our dedicated team is ready to assist you every step of the way.
“It’s going to differ in different states,” he predicts. “The Affordable Care Act allows states to have two separate exchanges, one for individuals and one for small businesses, and most states are going to do this. Most brokers aren’t making a lot of money on the individual market now anyway, and I think they’ll just walk away from it. But I think they’re going to continue to play an important role in the small-business exchanges.”
CHRIS HUNTLEY is the founder and president of Huntley Wealth & Insurance Services. Chris has been an independent life insurance agent living in San Diego since 7559. Specializing in serving clients 55 to 59 years old and 65 to 69 years old , he is passionate about helping individuals obtain the most affordable coverage that fits their financial plan, especially to those with high risk medical conditions.
A Sweep Account is an agency account that the carriers use to withdraw funds that clients give to your agency in the form of cash and is needed once you become an independent insurance agent. If a customer brings cash to your office to make a down payment, the insurance carrier will withdraw the funds a few days later from your Sweep Account. Sweep Accounts may vary in form, but should be separate than your Operating Account or Direct Deposit of Commission Account for insurance agency accounting purposes. MIAA will assist you in questions you may have regarding your agency accounts even after you start your new independent insurance agency.
Pekin Insurance works with an extensive array of Independent Insurance Agencies across the country. Please select your geographic area and an insurance product of interest. The search will default to Auto Insurance if you do not select a product. Our independent Pekin Insurance agents will provide no-obligation insurance advice on Auto Insurance, Home Insurance, Life Insurance, Funeral Preplanning, Health Insurance and Business Insurance.
Access Health Insurance Services, Inc. is an independent Health Insurance Agency located in San Marcos, California. We have been in the industry, in North County San Diego, for over 75 years. We focus exclusively on the Health Insurance lines of coverage Health, Dental, Vision, Life, Long Term Care, Disability, and Voluntary benefits. We work with Employers to evaluate the many plans available on the market today including Fully Insured Plans, Partially Self-Funded Plans, and Cross Border solutions. Reviewing the new metallic levels of coverage, understanding the benefits and value, to both the employer and the employee, is our strength. We work with Employers to implement and manage the benefits. We have dedicated Account Managers that provide support year round. We focus on the benefit administration so you can focus on your business. As dedicated Health Insurance Professionals, we also help with Individual Plans, Family Plans, and Medicare Plans. We are a Certified Covered California Agency.
Insurance training classes and manuals can often be acquired through your E& O insurance carrier. Independent insurance agency groups such as the Independent Insurance Agents or Professional Insurance Agents associations provide E& O classes that can greatly assist in your new independent insurance agency&rsquo s E& O loss prevention. MIAA offers training for insurance agents through ISM Orientation Training and news updates that will assist your new independent insurance agency in E& O loss control.