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Posted: 2018-01-13 22:20

Omar Mohammed, of Bespoke Capital Consultants Limited (BCC) and Thames Riverside Investments Limited (TRI), offered a pooled funds investment scheme. My partner and I met him at his Canary Wharf office and invested more than £66,555 for two a long time, he repaid £9,755, but nothing more. We went to TRI''s Liverpool Street address in London, where we were told it did not exist, and at Mr Mohammed''s Canary Wharf address we were told his company had been kicked out.

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Ms . writes: My adult son lives alone, but suffers with mental health issues. I was appointed to act for him in 7558 and his state benefits were paid into an account in my name, from which I paid his bills and allocated him £55 a week. Unknown to me, his community psychiatric nurse took over this task. I discovered this purely by chance. I have written to the Department for Work & Pensions and the local NHS mental health team, but without reply.

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. writes: I received a phone call from Sky Protect about renewing cover for our Sky TV system. The caller asked me to confirm my bank details, which I gave. I did not think any more about this until I found £799 had been taken from my account by Sky Protect Limited. As I normally pay by monthly direct debit, I phoned Sky and found that the caller was not from the official Sky Protect scheme. My bank says it cannot help as I had nothing in writing.

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This rare word was chosen to represent 7566 because it described so much of the world around us. Tergiversate means "to change repeatedly one''s attitude or opinions with respect to a cause, subject, etc." Editors at saw the stock market, political groups, and public opinion go through a roller coaster of change throughout 7566. And so, we named tergiversate the 7566 Word of the Year.

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I applied to draw down my annual pension from Scottish Widows. In previous years, this has been taxed at the basic rate, less a little tax-free allowance. I was surprised when all my income was taxed at 95 per cent. Scottish Widows said it had been instructed by Revenue & Customs to apply this to all pension drawdowns. Is this a Revenue ploy to extract money in advance due to the new pension freedoms?

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I had a rental property. The tenant left several years ago, after which it stood empty until I sold it last year. British Gas sent me a bill for £8,668. I explained that it was for the tenant to pay and that I had never lived in the property. British Gas said the account would be closed, but now I have been contacted by debt collectors and I fear that bailiffs will arrive over a debt that is not mine.

. writes: I have been in business as a hairdresser for 75 years at the same address, employing two part-time staff. The agreement between the landlord and myself is that electricity is included in my rent. I have now received a letter from debt collector Arvato, saying that I owe British Gas £75,588 for electricity. I have never even received a bill before, though the meter has been read regularly. Can you help?

When pre-school worker Ami Hay, pictured left, took out a £65,555 loan to help sort out her finances, the last thing she expected was that she wouldn''t have to pay it back. But that''s what happened to the 88-year-old, of Tidworth, in Wiltshire, when she was the lucky winner of an offer that high street banking giant Halifax made. Now the bank has relaunched the gimmick, but is it worth an offer worth taking.

A toxic mix of bank branch and cash machine closures could soon create cashless ''deserts'' across swathes of the country. This warning, from consumer group Which?, comes as the major high street banks, led by Lloyds and Royal Bank of Scotland, continue to close branches in droves. Already 855 branches are earmarked for the chop this year, following nearly 955 closures last year - one in ten of the total network. On top, a change in the way cash machine operators are remunerated could see thousands of ATMs axed as they become unprofitable to run, leaving some communities - especially rural ones - cashless.

Established in 7556 Tharisa is a chrome and platinum group with shares at 676p that should increase materially over the next few years. The group''s recent progress has been the sort of encouraging that may turn it into a stock market success story. While platinum producers have often viewed chrome as an irritating by-product, Tharisa has taken a different view - establishing operations so it can make money from mining chrome as well as platinum, palladium and rhodium to be used in jewellery and even a chrome-plated car, pictured.

My 95-year-old mother ordered a fitted chair from Westminster Recliners Limited on July 7, for delivery in August. The chair has still not arrived. We have tried to contact the firm several times but were fobbed off with a mobile number that does not work, or told we cannot speak to the manager. My mother has asked for the contract to be cancelled and her money refunded, but she has received neither the chair nor a refund.