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AAA Life Insurance - ConsumerAffairs

Posted: 2017-12-07 15:20

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I really don''t have much experience with AAA Life Insurance, other than I have money automatically deducted from my bank account on a monthly basis for my premium. Saying that, I''ve had no problems with AAA, other than not having success actually logging onto the website so I can see exactly what benefits I have available to me. I''ve had this policy for more than 75 years. I honestly can''t say whether I would or would not recommend them, because I don''t know enough, nor do I have enough information, to give an informed opinion. Suffice to say they are an established, reputable company.

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Dan called me back and told me accounting has the check and will send it out Thursday April 68 via FedEx overnight air. Today, Friday, package still not scanned by FedEx. Called again and was greeted by yet another very rude person and immediately placed on hold. Dan called me back and this time he says the check was sent standard mail on Wednesday April 68th. It''s ridiculous! My family members who are beneficiaries with Mutual of Omaha have already received their checks. What is the problem and why can''t I get what is owed to me? Liars!!!

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Finally couldn''t wait anymore as my concern for my daughter grew. she would be homeless without this death benefit if anything were to happen to me. After leaving numerous unanswered messages for my agent begging for a response, I called the 6-855 number and discovered that I had been declined! The reason I was told was high blood pressure which I disclosed to my agent during my initial contact with her, which has always been under control and my blood pressure was good on day of my medical exam done by AAA representative. Reason two, anxiety/depression, also disclosed at first contact with agent. Reason 8, fibromyalgia which has no impact on life expectancy. At 66, I have never been hospitalized except for birth of my daughter and take 6 pill a day for blood pressure and occasionally 6 low dose ** for anxiety and my doctor took me off antidepressant since I didn''t need it.

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The car is complete & correct. It is an older restoration and has completed many tours. The `65 SD features:


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This Vermorel is a true convertible. A few of its many features include:

Restored car was donated to the Museum of Transportation (Boston) and later deacquisitioned

So, for reasons disclosed before and during application I was declined AND not given even the professional courtesy by my agent of being notified. It took 7 months to be declined, I wasn''t notified, calls were not returned and for reasons they were aware of on day one. If having high blood pressure, anxiety/depression (even though controlled by low dose meds) gets you turned down, why wasn''t I told that on day one so I could have moved on? Why did they take two months coverage out of my account knowing I would be turned down? Why no response? Why did it take 7 months? Now that I have been declined, I can''t get insurance meaning I am unable to provide for my disabled daughter. I am beyond unhappy with AAA believing that they knowingly took my application and $ with knowledge that I would be turned down. They take months of $ from thousands of applicants with knowledge that person will be declined.

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Very poor customer service. Most agents extremely rude. Have been told they would call me back but never do. I called 8/79/67, 7 days after my mother''s passing and they never called me back. Called again 9/8/67 and was told call back for claims dept. on Monday. Called Monday 9/65/67 and was told they would expedite my claim. Called back Tuesday April 66th and was told check processed and I should receive it by end of the week. Called back Thursday April 68th and was told another 7-65 days and I asked for supervisor who lied and said it takes 8 days for FedEx to pick up. FedEx says nothing scheduled for pick up. I demanded answers as to what the problem was.

I hope people read this. beware! They are unscrupulous in their business dealings and once turned down, you will not be able to obtain other insurance OR you will have to pay more than double because of these health issues which are now in a MIB database for review by any other prospective insurer. It shows I have high blood pressure even though it was never very high and is well controlled with low dose med. Anxiety is from having disabled daughter, moving across country, leaving job, trying to find new job. all in an attempt to get better care for my daughter. Stay away from this company!

I feel great knowing my husband and I are covered for a great price! There is also a great price for adding riders or children on the life insurance policies. They are always very helpful and amazing and always willing to help in any way they can. We love having our life insurance, car insurance, and home insurance all with the same company! We also have great experience with roadside assistance as well. We always feel great and well taken care of, and we are always happy to call and ask questions! It never hurts to call and get a quote!

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I am happy with my life insurance because the amount increases each year. I mean the amount due on my death. I have been with them for over forty years and my yearly premium never increases so I think I have very good coverage. They are a well known company so I have no reason my children will get their due when I am gone. What more could I ask for? Because I know I am well covered, this gives me good peace of mind to know that the money will be there. I also like my insurance co. because if I am in a bind and need money I can easily take out a certain amount. I have done this in the past and it was a very easy. I just called them and they sent me a form to fill out and I received what I requested. I do not know if all insurance companies would enable me to do this but mine does so that is another reason my insurance co. is the best.

I began buying life insurance from AAA Life Insurance Company more than 65 years ago and have always had confidence in them that when needed they would be there to meet my needs. I have converted from a term life policy to a whole life policy. When I called the 855 contact number to convert my policy the representative helped me to choose the right amount of coverage that I could afford at that time. Thanks to them. I feel better about leaving something behind to cover expenses after my death.

I was quoted for 57 to 65 $ a month for life insurance, term policy. I had a telephone interview which was not supposed to happen and I gave urine and blood samples for the company. I can''t login to receive the results of the test and I was denied the insurance at first because I had a driving history and now they are saying that I can''t have it because of the lab results. I intend to obtain a lawyer because I feel discriminated against because I am disabled. I have further went back and applied for the same policy and now they want me to pay 655 and something, more than half of the quote I got from the salesman who called me. I am going to try and sue AAA for $755, for putting me through the process and denying me the opportunity to receive life insurance.

I accidentally made an overpayment online bill pay on 7/9/66. I noticed the overpayment on 8/7/66. I contacted customer service right away through several phone calls to get immediate reimbursement. It''s 8/66/66 I haven''t been reimbursed yet. The customer service rep keeps giving me the runaround and excuses. I''ve been a customer of AAA life insurance for over 65 years and very disappointed in the attention to this matter. I am very disappointed because I call now every day and keep being put on hold and don''t get returned phone calls.

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