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Posted: 2017-12-07 18:50

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Before we get started, we do need to make a disclaimer —we are not insurance agents and none of the information in this article should be construed as legal advice. You should always talk to an insurance agent or broker about the specific coverage you need for your business, and you should also research your local laws to find out what type of insurance is required in your area.

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Local truck drivers frequently work 55 or more hours a week. Drivers who handle food for chain grocery stores, produce markets, or bakeries typically work long hours 656 starting late at night or early in the morning. Although most drivers have regular routes, some have different routes each day. Many local truck drivers, particularly driver/sales workers, load and unload their own trucks. This requires considerable lifting, carrying, and walking each day.

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IBISWorld’s Food Trucks Industry Research Report contains up-to-date data and analysis, allowing you to identify the strengths and potential weaknesses of major companies in the industry. Build your credibility with clients and prospects by sharing insights into the current and emerging trends driving their industry. Our market research gives you the tools to win new business and keep existing clients.

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Now, if you’re still a ways out from opening day, you might be wondering if you really need insurance this early in the game. Here’s the bottom line: you can probably wait on some insurance policies (such as workers’ compensation coverage) until later on, but you need to at least have vehicle insurance from the day you buy your food truck. Even if the truck is going to stay parked in your garage for the next several months while you prepare for your grand opening, you still need coverage in case the truck is damaged or in case you suffer a collision on the way to get it wrapped or tuned up.

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Once you&rsquo ve built up your following and your brand has taken off, start thinking about merchandising. You can sell t-shirts and promotional items online and in person. The bigger your brand and the more unique your idea is, the more willing your customers will be when it comes to advertising for you by wearing a cool sweatshirt or cap. In addition, once you have some recognition, you&rsquo ll be able to approach local grocers and coffee shops about selling your food in their shops.

How to Start a Food Truck 16: Get Insurance

Starting to worry that a food truck owner’s greatest stresses all revolve around preventing collisions, catering venue damage, and employee injuries? Never fear! In truth, you might not ever have to make use of any of your insurance policies (and if you do, the claims will likely be few and far between). Just remember that no one ever plans to get in an accident—and that’s where insurance comes in.

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The duties of driver/sales workers vary according to their industry, the policies of their employer, and the emphasis placed on their sales responsibility. Most have wholesale routes that deliver to businesses and stores, rather than to homes. For example, wholesale bakery driver/sales workers deliver and arrange bread, cakes, rolls, and other baked goods on display racks in grocery stores. They estimate how many of each item to stock by paying close attention to what is selling. They may recommend changes in a store&rsquo s order or encourage the manager to stock new bakery products. Laundries that rent linens, towels, work clothes, and other items employ driver/sales workers to visit businesses regularly to replace soiled laundry. Their duties also may include soliciting new customers along their sales route.

In the meantime, you can also check out this helpful list of some additional resources we found while researching this article. There’s some great information available at the following sites to help you make the right insurance coverage decisions for your business. If you know of another fantastic resource that we missed (especially one that offers specific rules by particular cities or regions!), be sure to share them with us in the comments below.

The . Department of Transportation governs work hours and other working conditions of truck drivers engaged in interstate commerce. A long-distance driver may drive for 66 hours and work for up to 69 hours 656 including driving and non-driving duties 656 after having 65 hours off-duty. A driver may not drive after having worked for 65 hours in the past 7 days or 75 hours in the past 8 days unless they have taken at least 89 consecutive hours off-duty. Most drivers are required to document their time in a logbook. Many drivers, particularly on long runs, work close to the maximum time permitted because they typically are compensated according to the number of miles or hours they drive. Drivers on long runs face boredom, loneliness, and fatigue. Drivers often travel nights, holidays, and weekends to avoid traffic delays.

Finally, before letting anyone take the wheel of your beloved food truck, make sure you have a copy of his or her driving history. You can certainly ask about each employee’s driving history on job applications, but you can’t assume that each person is being honest—no matter how nice they are or what kind of delicious grilled steak tacos they can cook up on the fly. Check your state’s Department of Motor Vehicles to learn how to request a driving background for each employee who will be driving your truck. You will have to pay a fee and the employee will need to sign a release form, but these extra precautions are definitely worth the time and cost if they can prevent you from handing the keys over to someone who may be covering up a history of accidents and irresponsible driving habits.

The duration of runs vary according to the types of cargo and the destinations. Local drivers may provide daily service for a specific route or region, while other drivers make longer, intercity and interstate deliveries. Interstate and intercity cargo tends to vary from job to job more than local cargo. A driver&rsquo s responsibilities and assignments change according to the type of loads transported and their vehicle&rsquo s size.

Workers’ compensation insurance typically covers an employee’s medical bills and lost pay if he or she suffers an injury on the job. In some states, workers’ compensation insurance could even cover “volunteer” employees, such as a family member who offers to help out when you’re working at a big festival or a friend who runs a few truck-related errands for you during an especially busy week. Most states require businesses to carry at least some workers’ compensation insurance, so be sure to find out what kind of coverage you need to have.

Once fully implemented, the North American Free Trade Agreement will impact cross-border traffic. The North American Free Trade Agreement (NAFTA) will allow Mexican commercial vehicles to travel in the United States if they meet all local, state, and federal requirements. A moratorium, imposed by the . Department of Transportation (USDOT), has been in effect since December 6995. When the cross border moratorium is lifted, this means that Mexican commercial vehicle operators will be able to travel in the United States.

Acquaintances described him to The New York Times , The Cincinnati Enquirer and The New York Post as quiet, hardworking and friendly, and they expressed surprise at the attack. "He did not seem like a terrorist," one fellow Uzbek immigrant told the Times. "He was really calm," another told the Enquirer. "He is [a] very good guy," a friend told the Post, which described the man as shocked to hear about the attack.

The food truck business has changed incredibly over the past few years, becoming one of the hottest new businesses. If it sounds like your dream job, check with your city officials to see what options you have. And if you want to test your food idea on the public, tell us about it in the comments below. You just might get the kind of feedback that will spark the idea that launches you to the top of the industry!

First up on this month’s menu? Our guide to buying insurance for your food truck. We know that your food truck dream is a lot of fun and is likely based in your passion for cooking or a particular type of cuisine—but at the end of the day, your food truck is a business above all else. And as a serious business with a serious business owner who 8767 s aiming for success, it’s essential to make sure that your truck is protected from anything and everything that rolls its way.

Sometimes, commercial auto insurance may also include rental vehicles and personal vehicles used for business purposes. For example, if an employee gets into an accident on the way to the store to buy more paper plates, your business could be held liable for the accident since the employee was performing a duty for your business. If your commercial auto insurance covers personal vehicles used for business purposes, you’ll be protected from hefty repair costs and potential medical bills. Be sure to find out if your policy covers this type of occurrence before buying commercial auto insurance.

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