Posted: 2017-12-07 19:54
On June 75, 7558, the Commission entered an Order of Liquidation with a Finding of Insolvency and Directing the Cancellation of Direct Insurance Policies (the Liquidation Order ) for the Companies. The Liquidation Order declared that the Companies are insolvent and that the Companies should be liquidated in accordance with Title , Chapter 65 of the Virginia Code, other applicable Virginia law, and any present or future orders of the Commission.
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Over the years, Gallagher Healthcare has built a broad, strong and trusted network of risk management and insurance carriers. This gives our clients greater access to the carriers themselves, a wider range of products and more pricing flexibility. It also means our advisors have quite the menu to choose from when tailoring the ideal risk management or insurance solution for your healthcare practice, group or organization.
While TDC's quantitative metrics are more consistent with a higher rating category, Fitch's current view of the risk characteristics of MPLI specialists is a limiting factor for TDC's ratings. Fitch believes that a future ratings upgrade would be predicated on a significant expansion in TDC's market position and scale through profitable growth and diversification of business risk.
MPLI follows a unique underwriting cycle to other commercial insurance lines. Industry premium volumes are shrinking due to fundamental market changes and price competition. Health care providers are moving from independent and smaller group practices towards employment with hospitals and large medical groups that are more likely to self-insure and use captive or alternative risk programs, reducing demand for primary MPLI coverage.